Surge Credit Card Login: The Surge Mastercard is designed for people with bad or no credit who want to improve their credit score without putting down a large security deposit. It has features to help build credit, such as payment plans.
However, it comes with a high annual fee and other charges, which might make it more expensive than some other credit-building cards. Some unsecured cards have lower fees, and even certain secured cards offer rewards and additional benefits for building credit.
What is the Surge Credit Card?
The Surge Mastercard is designed for individuals with a poor credit history or no credit. It is a way to build or rebuild credit without putting down a large security deposit. However, it comes with some drawbacks.
The card has a significant annual fee, ranging from $75 to $125 for the first year and then $99 to $125 thereafter. There is also a monthly maintenance fee, which can be between $0 and $10, but it is not charged in the first 12 months the account is open.
Here are some key details about the Surge Mastercard:
- Annual Fee: $75 to $125 for the first year, then $99 to $125
- Monthly Maintenance Fee: $0 to $10 (waived for the first 12 months)
- Purchase Intro APR: Not available
- Balance Transfer Intro APR: Not available
- Regular APR: 29.99% variable
- Foreign Transaction Fee: 3%
- Premium Card Fee: $9.95
While the card provides a way to improve credit, it’s important to be aware of these fees, and there are other credit-building cards with lower fees or additional perks, like rewards, that may be worth considering.
How Can You Apply for The Surge Credit Card?
1. Online Application:
- Go to the Surge Card website: Surge Card.
- Click on “Apply Now.”
- Fill in the application form with your personal details.
- Submit the application online.
2. Phone Application:
- Dial (888) 673-4755.
- Talk to the customer service representative.
- Provide the necessary information over the phone.
Information Needed:
- Your full name (as per official documents).
- Social Security number.
- Date of birth.
- Physical address (P.O. boxes not accepted).
Surge Credit Card login Steps:
If you want to log in to your Surge credit card account, follow these simple steps:
Step 1: Go to the Official Surge Credit Card Website
Visit the official Surge credit card website at https://www.surgecardinfo.com. This is where you can manage and view your account details.
Step 2: Locate the “Login” Button
On the Surge credit card website, find the “Login” button. It should be easy to spot. Click on it to proceed.
Step 3: Enter Your Username and Password
On the new page, enter your unique username and password in the provided fields. Double-check for accuracy.
Step 4: Click “Login” Once More
After entering your details, click the “Login” button again. This will give you immediate access to your Surge credit card account.
Registering for Online Access:
If it is your first time logging in or you haven’t registered your Surge credit card for online access, don’t worry. You might need to complete a quick registration process. Most issuers have an easy online registration platform. Just follow their instructions to sign up for online access.
How Can You Reset Surge Credit Card Login Password?
If you forgot your Surge Connect password, here is how to reset it:
Reset Password via Email:
- Enter the email address that is linked to the account.
- Check your email for a secure link to reset your password.
Forgot Username:
- Contact your administrator if you can’t recall your username.
- If you don’t have an email on file, contact your administrator to reset your password.
Contact Surge Customer Service:
- Call Surge customer service at (866) 449-4514 or find the number on your card.
- Write to Surge using the contact details on your statements or account materials.
Access Your Account:
- Log in to your Surge Credit Card account using the issuer’s online banking platform.
- You can also use the issuer’s mobile app for iOS and Android.
Is the Surge Credit Card Worth for You?
If you are looking for a credit card without needing to put down a security deposit, the Surge Mastercard is an option, even if you have a less-than-perfect credit history. Using this card responsibly can help you improve your credit. But keep in mind, it comes with a high annual fee and other charges.
However, if you are eligible for a card with a lower annual fee or can afford to make a refundable deposit, you might want to explore other options that offer better benefits and cost less in fees. It is all about finding the right fit for your financial situation.
Conclusion
The Surge Platinum Mastercard is designed for people with less-than-perfect credit. It doesn’t require a security deposit, but it comes with an annual fee. You can get a credit limit between $300 and $1,000, and it may increase after six months of responsible use.This card can help you build credit because your payment history is reported to major credit bureaus. However, it doesn’t offer rewards or extra benefits. Once your credit improves, you might want to consider switching to a card with better features and perks.
